Refinancing and Bridging – Solutions for Trading Businesses
The Bank of England voted to keep interest rates at 4.25%. The news came despite some criticism and belief that a cut would help a sluggish economy.
Development and Refurbishment – 90% Loan to all Costs available – Terms available for Professional Developers & First-time Builders. 100% of costs available with funder profit share.
Commercial Mortgages – Up to 85% LTV (100% plus goodwill in some professional sectors). Rates start at 1.85% over base rate. Terms up to 30 years with Interest-Only options
Bridging and Short-term Finance – from 0.4% pcm – Available for Auction Purchases
All posts by: Omega Commercial
Demand increases on mixed use and commercial assets
We continue to deal with a growing range of finance enquiries from clients seeking to maximise their return and choosing commercial and semi-commercial properties, in addition to residential refurbishment and conversion projects.
Interest rate reduction – what this means for commercial finance
As commercial finance brokers, our team closely monitor interest rates in the financial markets and the impact on terms available for our clients through working alongside lenders to discern any expected shift in rates or upcoming changes to product ranges.
Helping Property Developers – Bridging Loans and Development Exit Strategies
The impact of an elongated sales processes, specifically in the residential market, is an issue we have recently discussed.
Trading businesses – commercial mortgage to improve cashflow?
The UK economy depends heavily on Trading Businesses and pressures on cash flow can hinder and impact their operations and success.
Q1 Trends and opportunities in the specialist property and commercial market
As we near the end of Q1, and with many trying to complete their transactions ahead of the SDLT changes, it has certainly been an interesting start to the year.
Major rate reductions of 0.45% for specialist residential investment, commercial, and semi-commercial
This week, there have been some very positive shifts in both the portfolio buy-to-let market and the semi-commercial and commercial spaces. This is fantastic news for our introducing partners and clients alike and not only means lower interest costs but can also mean the difference between refinances being achievable at the desired levels.
Finance for conversions, renovations and non-standard construction…Making money work harder
In what has been a challenging period for many property investors and businesses, with ever increasing demands on cash flow, we continue to see clients’ desire to drive returns from their investments and ensure their money works harder and smarter to navigate the economic climate.
Property investors diversify into higher yielding asset class
We’ve previously discussed an increased appetite for commercial and semi-commercial investment in an article during the summer of 2024. This demand continued through the second half of the year and into 2025, with further requests to support investments of this nature.
Commercial or Business finance? Access market leading terms and free initial advice
As businesses plan for 2025, one of the ways a trading business might look to improve their position, including cash flow is through refinancing existing commercial mortgages, looking at product transfers or in some cases, buying their premises.
