News

This week, there have been some very positive shifts in both the portfolio buy-to-let market and the semi-commercial and commercial spaces. This is fantastic news for our introducing partners and clients alike and not only means lower interest costs but can also mean the difference between refinances being achievable at the desired levels.

Please read below for specific rate reductions across the portfolio and specialist residential investments, semi-commercial assets and commercial investment properties.

Major pricing reductions up to 0.45% for portfolio landlords & specialist residential investment

• 2 Year <65% LTV with a 2.99% fee is now 4.29%
• 2 Year <75% LTV with a 2.99% fee is now 4.39%
• 5 Year <65% LTV with a 2.99% fee is now 4.71%
• 5 Year <75% LTV with a 2.99% fee is now 4.80%

HMO, MUFB, Student Lets and other specialist residential property investment

• 2 Year <65% LTV with a 2.99% fee is now 4.90%
• 2 Year <75% LTV with a 2.99% fee is now 5.00%
• 5 Year <65% LTV with a 2.99% fee is now 5.27%
• 5 Year <75% LTV with a 2.99% fee is now 5.36%

The lender operates on a restricted panel, keen to support property investors with transactions from as little as £100k up to full portfolio refinances.

Refinancing, restructuring and consolidation

We have seen an increase in appetite for lending to support growing portfolios and portfolio restructuring; refinancing debt onto lower rates and consolidate mortgages. Able to structure debt to exact clients’ needs, with one loan against multiple properties or single loans secured accordingly to maximise debt and minimise cost.

Exclusive and semi-exclusive: Commercial Investment & Semi-Commercial rate reductions

Two further lenders have reduced their full product range across semi-commercial (mixed use) and commercial investment products, including new owner occupied trading business terms now available on a semi-exclusive basis.

These includes discounts of up to 0.25% on Commercial Investment product, 0.20% on owner occupied trading business transactions.

What’s new:

• Limited edition products available on purchase and remortgage
  • Commercial from 6.24%
  • Semi-commercial from 5.54%
• Products based on loan size, with lower rates for larger loans
• Improved rates based on EPC rating

Speak to a member of the team for a no-obligation quote to see how we can assist 0333 6000 007