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It is imperative that clients are at all times provided with accurate, up to date and above all honest advice , which is now heavily reinforced by  Consumer Duty responsibilities. One key question all clients should ask; is the broker acting providing me with genuine advice, delivering the best terms available to meet my requirements, and tailoring those terms to my needs? Or are they acting as a packager, facilitating an application with just one or perhaps a handful of lenders?

Omega are a specialist finance broker, providing expert advice to our clients and introducing partners, sourcing terms from across the whole market to deliver solutions on the most competitive terms available.

We know how important it is to have trust in the advice provided across all commercial mortgages and financial solutions we and our introducing partners offer their clients. The commercial, specialist and business loans we source are provided with a professional service and expert advice, enabling our partners to earn additional income whilst knowing their clients are well looked after throughout the process.

We want our introducing partners, IFAs and brokers to have full transparency on how their clients can be assisted, their potential income from any referral and the confidence to offer their clients a comprehensive service inclusive of commercial and specialist property finance.

Speak to the Experts.

Below is a snapshot of some of the businesses and sectors we can secure commercial mortgages, this isn’t an exhaustive list, please contact a member of the expert broker team to find out how we can help you:

Dr and GP mortgages

Highly competitive commercial mortgage terms remain available across health, social care and veterinary services, able to borrow 100% in various scenarios Dr and GP mortgages.

Care home mortgages

Subject to the nature of the care provided, 70% Loan against going concern valuation or 120% against vacant possession property value is available in what is a continually growing market.

Pharmacy 

Increasing demand for speciality medication and access to such, lending terms are available to meet this growing sector; terms available up to 100% of Operating or Business Valuation, additional business debt can be arranged through other avenues.

Restaurant mortgages

The hospitality sector has been hit hard in the last few years, but we are able to work with our clients to understand their businesses, how they traded through this period and still deliver terms to meet our client requirements on competitive mortgage rates.

Retail

The retail industry has had its challenges but continues to adapt – many business owners and landlords may not realise that competitive terms remain available across the sector including interest only options and support for all debt sizes.

B&B and hotel mortgage

Funding terms are available for all types of hotel and holiday accommodation and businesses of both an established and start-up basis.

Many clients looking to open a new Bed & Breakfast are able to access terms they didn’t think would be available to them, including where buying an established business or a genuine start-up scenario.

Maximum finance options available up to 75% of the asset value, whether this be for a single property, or multiple sites, including multiple locations within the same business or complicated group structures

Agricultural mortgage

Rising demands on food production, global economic factors and climate change are all impacting our agricultural industry. The varied and specific nature of assets and property within the Agricultural mortgages sector mean that every deal must be fully assessed on its own merits, with bespoke terms sourced taking into consideration any restrictions on the title, nature of build or construction and also the specific business operating from the premises or land.

The range of sectors and solutions that we have touched upon in this blog is by no means exhaustive. It’s just a selection to show what we can offer clients and partners alongside whom we work.

We understand the challenges being faced across the market at present, and work to ensure a professional service with expert advice is there to support clients needs.

Operating for over 30 years in the commercial mortgages and specialist property finance space across the UK has enabled us to build long-lasting relationships, with access to products perfectly tailored to meet the needs of the specialist sector.

Backed up by a team with extensive experience from a range of financial backgrounds, we ensure expert advice is always provided.  0333 6000 007.